Personal Banking

Personal Checking Account Options

Student Checking – Designed to accommodate our student customers. We offer an account that fits a student’s budget – no monthly service charge and free checks!

Regular Checking – Designed for our customers that need the basics of a checking account. This offers low balance requirements to avoid monthly service fees.

FEB Classic Checking – Designed for those with higher average daily balances and higher transaction volumes.

NOW Checking – All the great aspects of a checking account with the added benefit of earning interest.  Call for details on our FEB Platinum NOW and our Senior Advantage Now.

Direct Deposit Account – For those who receive regular income direct deposits, this account combines the benefits of the Regular Checking but waives the monthly service fee.


Personal Savings

Statement Savings – A great vehicle to use for saving! It offers a low monthly balance requirement.

Money Market Savings – A tool for those who like to save, but need access to the funds periodically. Up to six withdrawals or transfers are allowed each month at no fee!

Tiered Money Market Savings – An account for those with larger savings balances and need the benefits of liquidity, this is a tiered account that helps you make the most of your money! Withdrawal limitations apply.

Christmas Club Savings - This savings account is a great tool for having a wonderful holiday season!  Call for details on rates and terms.

IRA Savings - We offer both fixed and variable plans to help you save for retirement.

CDs - Our Certificates of Deposit are a great way to maximize your earnings without the risk of investment securities.

Call our Customer Service Representative at 251.867.5158 for current rate and pricing information.


Personal Lending Options

First Exchange Bank offers a wide array of loan products to help meet your needs. Do you need to buy a car or boat, add a room onto your home or have another financial need? Call one of our helpful loan officers at 251.867.5158 to find out how we can help.